Plan for the life you want
Personal tax, first homes, insurance, retirement and education savings, handled together.
See how we help For business ownersRun a tighter, faster business
Bookkeeping, payroll, corporate tax, marketing and the systems that let you scale.
Explore services For incorporated professionalsKeep more of what you earn
Salary versus dividends, surplus corporate cash, insured retirement and estate planning.
Meet Narain & Co.Who we help
One firm for your business and personal finances.
Most people juggle an accountant, a marketer, an insurance agent, a mortgage broker and an advisor who never speak to each other. We bring all eight services under one roof, so every decision is made with the full picture.
Our services
Everything your finances and growth depend on.
Use one service or combine several into a single plan.
Our brands
The Narain & Co. family of companies.
Alongside our advisory work, Narain & Co. runs three watch businesses from Richmond Hill, from parts and tools for the trade to repairs and our own watch bands.
About us
Support at every stage.
Whether you are filing your first return, incorporating a company or planning retirement, we tailor the work to where you are. Our team brings experience across finance, marketing, investment and real estate, so the advice on one part of your life fits the rest.
We focus on the things that matter: staying compliant, running efficiently, protecting what you've built, financing what's next and making confident decisions.
Our mission
What we stand for.
Free calculators
Run the numbers yourself.
Our tools run entirely in your browser. Nothing you enter is stored or sent anywhere.
Payroll calculator
Estimate take-home pay, CPP, EI and income tax deductions.
MortgageMortgage calculator
Payments, CMHC insurance and your balance at renewal.
InvestmentInvestment calculator
Project how regular contributions grow over time.
ConsultingTime audit
See what manual admin work costs your business each year.
Insights
Guides for better decisions.
The Canadian tax-season checklist
Every slip, receipt and document to gather before you file.
Open the checklistHow an Insured Retirement Plan works
Extra tax-sheltered retirement income once your RRSP and TFSA are full.
Read the guideWhat manual admin really costs
Put a dollar figure on data entry, chasing updates and rebuilding reports.
Run the time auditFAQ
Frequently asked questions.
Services
Eight services. One point of contact.
Accounting, marketing and consulting are delivered by our own team. Insurance, mortgage, real estate, wealth management and investment services are provided through our licensed partner, with Narain & Co. coordinating everything for you.
Industries
How we help businesses like yours.
Every industry has its own money problems. Here are the ones we solve most often, and the services we use to solve them.
About
An independent Canadian firm, built around you.
Narain & Co. is based in Richmond Hill, Ontario, and serves individuals, families and businesses across Canada, online and in person.
Who we are
Eight services, separately or as one plan.
Accounting. Bookkeeping, payroll, personal and corporate tax, plus corporate registrations and renewals.
Marketing. Branding, website design, social media, SEO and digital campaigns.
Consulting. Process reviews, systems, automation and AI that give your team hours back each week.
Insurance, mortgage, real estate, wealth management and investment. Provided through our licensed partner firm, with us as your main point of contact.
How we work
Simple from the first call.
Tell us where you are
Book a consultation online or in person. We'll ask about your goals, your situation and what's getting in the way.
Get one clear plan
We recommend the services you actually need and explain the scope and fees up front.
We handle the rest
Your point of contact coordinates every service and checks in as your needs change.
Our mission
What we stand for.
FAQ
Frequently asked questions.
Resources
Free tools and guides.
Working calculators, a tax-season checklist and short guides you can use today. Everything runs in your browser, and nothing you enter is stored or sent anywhere.
Payroll calculator
Estimate an employee's take-home pay.
Uses 2026 CPP, CPP2, EI and federal and Ontario income tax rates.
Take-home pay per period
$0
Employee, per period
Employer contributions, per period
Mortgage calculator
See your payment, CMHC premium and renewal balance.
Canadian fixed-rate mortgages compound semi-annually. If your down payment is under 20%, mortgage default insurance is added to the loan.
Monthly payment
$0
Investment calculator
Project the growth of regular contributions.
Before fees and taxes. Shows what your balance could be worth in today's dollars, too.
Future value
$0
Time audit
What is manual admin costing you?
Enter the hours per person, per week, your team spends on each task. We'll estimate the yearly cost using a fully loaded hourly rate and 48 working weeks.
Estimated yearly cost
$0
These are estimates of time currently spent, not promised savings. Our consulting team can show what is realistic to automate.
Canadian tax checklist
Gather these before tax season.
Tick items off as you collect them. Your ticks are saved only in this browser. Prefer paper? Download the printable PDF.
Guide
The Insured Retirement Plan (IRP).
A way to build extra tax-sheltered retirement income through permanent life insurance, for people who have already used up their RRSP and TFSA room.
- What it is
- A permanent life insurance policy, such as whole life or universal life, whose cash value grows on a tax-advantaged basis inside the policy.
- Who it suits
- Business owners, incorporated professionals and high earners with maxed-out registered accounts and a long-term need for life insurance.
- How it works
- You fund the policy during your working years. In retirement, you borrow against the cash value, usually through a bank, as a source of income. On death, the tax-free benefit repays the loan and the rest passes to your beneficiaries.
- Why start early
- Premiums are lower when you're younger and healthier, and the cash value has more years to compound.
Insurance is provided through our licensed partner. An IRP is not suitable for everyone; we'll review your situation first.
Product
NFC review stands.
A countertop acrylic stand that opens your Google review page when a customer taps it with their phone. No app, no typing, more reviews.
- Colours
- White or black.
- Bulk orders
- Discounts for multiple locations. Email info@narainpc.com.
Shop
Products for your business.
Our NFC products help customers find, follow and review your business with a single tap.
Google review stand
Acrylic countertop stand in white or black. Customers tap to leave a review.
Bulk and multi-location
Discounted pricing for chains and franchises.
Contact
Let's talk about what you need.
Accounting, marketing, consulting, insurance, mortgage, real estate, wealth management or investment: send us a note and we'll reply within one business day.
Richmond Hill, ON L4B 2P1
Legal
Privacy Policy
Last updated October 2026.
Narain & Co. respects your privacy and handles personal information in line with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).
What we collect
- Contact details you give us, such as your name, email, phone number and company.
- Information you share to receive our services, such as tax, financial and business records.
- Basic website analytics, such as pages visited and device type.
How we use it
We use your information to respond to enquiries, deliver the services you engage us for, meet our legal and regulatory obligations, and, with your consent, send you updates. Our calculators run in your browser and do not send us what you enter.
Sharing
We share information with our licensed partner only when you ask for insurance, mortgage, real estate, wealth management or investment services, and with service providers who help us operate. We do not sell personal information.
Your choices
You can ask to see, correct or withdraw consent for the use of your personal information at any time by emailing info@narainpc.com.
Legal
Terms of Use
Last updated October 2026.
By using this website you agree to these terms.
Information only
Content and calculators on this site are general information and are not financial, tax, legal or investment advice. Speak with us about your own situation before acting.
Partner services
Insurance, mortgage, real estate, wealth management and investment services are provided by our licensed partner and are subject to that partner's own terms.
Intellectual property
The Narain & Co. name, logo and site content belong to Narain & Co. and may not be reused without permission.
Liability
We work to keep this site accurate but make no guarantee that it is complete or current, and we are not liable for decisions made from it.
Contact
Questions about these terms can be sent to info@narainpc.com.